Stay signed in. Resend Verification code re-sent. A unit trust is a smart way to save and beat inflation. Enhance your portfolio with the benefits of diversifying across global markets, including lower overall risk and smoother returns. Originally these were informal savings agreements, but it has evolved and banks are now offering savings products specifically designed for Stokvels. All is possible through either investing or saving part of your hard-earned cash every month. Your budget is the best tool you have to give you control over your finances, this will allow you to make financial decisions at the beginning of the each month by telling your money where to go instead of later wondering where it went.